Coordinate Your Planning Efforts.

Because many people make their financial decisions with different advisors, at different times, for different reasons and under different economic circumstances, there is often a lack of coordination and efficiency.


As a result, there may be gaps, fissures and missed opportunities in your current arrangements that result in money being left on the table and retirement goals going unrealized. This may put your wealth in jeopardy of being attacked by outside eroding influences, with no defense. Not anymore. 


Tom's goal is to help position your retirement assets, so that outside eroding factors have minimal impact on your lifestyle.

Let's Talk

Meet the Founder

Coordinate your

planning efforts

Because many people make their financial decisions with different advisors, at different times, for different reasons and under different economic circumstances, there is often a lack of coordination and efficiency.


As a result, there are often gaps, fissures and missed opportunities in your current arrangements that result in money being left on the table and retirement goals being unrealized.

This oversight may put your wealth in jeopardy of being attacked by outside eroding influences, with no defense. Not anymore. 


With TJF Retirement Strategies, their goal is to position your retirement assets, so that outside eroding factors have minimal—if any—impact on your enjoyment and lifestyle. They would walk to the end of the earth to guarantee you the right to have a dignified retirement.

Let's Talk

Thomas (Tom) J. Fogerty

CFP®, CAP®, ChFC®, CLU®, RICP®, MBA®


Tom earned his BA and MBA from the University of Virginia, served as an officer in the U.S. Navy, and spent time in corporate America in product and marketing management. He now specializes in the design and execution of retirement income strategies for open-minded individuals.


As a CFP® Professional, Investment Advisor Representative, and securities Registered Representative, Tom is dedicated to crafting objective plans that are in his clients’ best interests.


Since planning and problem-solving call for a disciplined thought process, Tom relies on the lessons he learned at sea while serving as second-in-command and navigator aboard a ship in the Atlantic Fleet to bring focus and clarity to your table.


Tom would welcome an exploratory meeting over coffee or virtually. 

Don’t let traditional thinking point you in a direction you don’t want to go.

It’s not whether your current plan is right or wrong. It’s whether it’s complete or incomplete.

Having the right gear stowed helps ensure a pleasant & confident journey.

They are with you on this ride to help, support, inspire and serve.

Don’t let traditional thinking point you in a direction you don’t want to go.

It’s not whether your current plan is right or wrong. It’s whether it’s complete or incomplete.

Having the right gear stowed helps ensure a pleasant & confident journey.

Tom will be with you on this hike to help, support, inspire and serve.

Fuel up correctly

You might have a financial plan that will not work as designed. Maybe there’s not enough fuel (money) in the plan, or enough thrust (the correct products), or enough back-up systems in the case of unplanned events. Anyone can design a plan that works under the best of circumstances, but plans have to be built for worst-case scenarios. 


Let TJF Retirement Strategies prepare you with a worst-case scenario plan. They can show you how to stow your backpack correctly for all phases of the journey. They specialize in creating defining moments in how you think about money, by eliminating the major wealth parasites and the unintended consequences of wealth erosion from your plan.